Call reports 2016
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2016
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 163,486,000 | 331,853,000 | 326,373,000 | 330,651,000 |
| Total loans | 103,505,000 | 141,151,000 | 152,730,000 | 153,254,000 |
| Allowance for loan losses | 1,526,000 | 1,577,000 | 1,717,000 | 1,778,000 |
| Securities available for sale | 20,372,000 | 112,964,000 | 99,162,000 | 95,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,755,000 | 294,345,000 | 288,976,000 | 295,090,000 |
| Interest-bearing deposits | 95,937,000 | 172,601,000 | 157,028,000 | 162,012,000 |
| Noninterest-bearing deposits | 53,818,000 | 121,744,000 | 131,948,000 | 133,078,000 |
| Equity capital | 12,697,000 | 34,987,000 | 34,829,000 | 33,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 4,194,000 | 7,063,000 | 9,780,000 |
| Interest expense | 56,000 | 119,000 | 198,000 | 278,000 |
| Net interest income | 1,646,000 | 4,075,000 | 6,865,000 | 9,502,000 |
| Noninterest income | 225,000 | 854,000 | 1,610,000 | 2,336,000 |
| Noninterest expense | 1,479,000 | 3,888,000 | 6,665,000 | 9,441,000 |
| Provision for loan losses | 20,000 | 50,000 | 170,000 | 220,000 |
| Pretax income | 372,000 | 1,011,000 | 1,701,000 | 2,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 372,000 | 1,011,000 | 1,701,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,530,000 | 31,880,000 | 32,024,000 | 32,253,000 |
| Total capital | 13,898,000 | 33,475,000 | 33,759,000 | 34,057,000 |
| Risk-weighted assets | 109,283,000 | 182,885,000 | 186,228,000 | 187,337,000 |