Call reports 2015
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2015
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 155,135,000 | 150,202,000 | 156,873,000 | 157,148,000 |
| Total loans | 91,665,000 | 96,618,000 | 96,685,000 | 107,385,000 |
| Allowance for loan losses | 1,479,000 | 1,482,000 | 1,488,000 | 1,498,000 |
| Securities available for sale | 23,393,000 | 22,369,000 | 22,005,000 | 21,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,019,000 | 137,212,000 | 143,503,000 | 143,916,000 |
| Interest-bearing deposits | 90,928,000 | 88,225,000 | 91,432,000 | 92,655,000 |
| Noninterest-bearing deposits | 51,091,000 | 48,987,000 | 52,071,000 | 51,261,000 |
| Equity capital | 12,225,000 | 11,956,000 | 12,181,000 | 12,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,104,000 | 4,712,000 | 6,353,000 |
| Interest expense | 60,000 | 115,000 | 171,000 | 226,000 |
| Net interest income | 1,473,000 | 2,989,000 | 4,541,000 | 6,127,000 |
| Noninterest income | 217,000 | 444,000 | 684,000 | 926,000 |
| Noninterest expense | 1,365,000 | 2,831,000 | 4,303,000 | 5,789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 325,000 | 602,000 | 922,000 | 1,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 602,000 | 922,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,026,000 | 11,908,000 | 12,027,000 | 12,160,000 |
| Total capital | 13,250,000 | 13,157,000 | 13,306,000 | 13,501,000 |
| Risk-weighted assets | 97,912,000 | 99,696,000 | 102,138,000 | 107,134,000 |