Call reports 2012
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2012
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,197,000 | 112,337,000 | 118,283,000 | 123,339,000 |
| Total loans | 71,294,000 | 69,942,000 | 68,443,000 | 73,078,000 |
| Allowance for loan losses | 1,350,000 | 1,355,000 | 1,358,000 | 1,357,000 |
| Securities available for sale | 16,230,000 | 19,177,000 | 19,902,000 | 19,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,966,000 | 100,964,000 | 106,634,000 | 111,909,000 |
| Interest-bearing deposits | 78,023,000 | 74,999,000 | 77,687,000 | 81,499,000 |
| Noninterest-bearing deposits | 25,943,000 | 25,965,000 | 28,947,000 | 30,410,000 |
| Equity capital | 10,759,000 | 10,742,000 | 10,898,000 | 10,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,709,000 | 4,056,000 | 5,421,000 |
| Interest expense | 130,000 | 244,000 | 355,000 | 459,000 |
| Net interest income | 1,190,000 | 2,465,000 | 3,701,000 | 4,962,000 |
| Noninterest income | 251,000 | 460,000 | 678,000 | 879,000 |
| Noninterest expense | 1,182,000 | 2,368,000 | 3,539,000 | 4,731,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 259,000 | 557,000 | 955,000 | 1,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 557,000 | 955,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,403,000 | 10,361,000 | 10,468,000 | 10,486,000 |
| Total capital | 11,323,000 | 11,261,000 | 11,382,000 | 11,442,000 |
| Risk-weighted assets | 73,156,000 | 71,575,000 | 72,654,000 | 76,077,000 |