Call reports 2011
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2011
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,303,000 | 115,441,000 | 117,875,000 | 109,838,000 |
| Total loans | 74,371,000 | 72,400,000 | 72,669,000 | 73,157,000 |
| Allowance for loan losses | 1,289,000 | 1,129,000 | 1,340,000 | 1,356,000 |
| Securities available for sale | 9,906,000 | 12,262,000 | 16,579,000 | 15,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,928,000 | 104,772,000 | 106,915,000 | 98,824,000 |
| Interest-bearing deposits | 80,784,000 | 80,395,000 | 81,784,000 | 74,822,000 |
| Noninterest-bearing deposits | 24,144,000 | 24,377,000 | 25,132,000 | 24,002,000 |
| Equity capital | 10,138,000 | 10,354,000 | 10,553,000 | 10,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 2,833,000 | 4,227,000 | 5,617,000 |
| Interest expense | 191,000 | 369,000 | 536,000 | 689,000 |
| Net interest income | 1,222,000 | 2,464,000 | 3,691,000 | 4,928,000 |
| Noninterest income | 234,000 | 456,000 | 694,000 | 897,000 |
| Noninterest expense | 1,156,000 | 2,309,000 | 3,462,000 | 4,630,000 |
| Provision for loan losses | 90,000 | 155,000 | 160,000 | 155,000 |
| Pretax income | 210,000 | 456,000 | 763,000 | 1,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 456,000 | 763,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,066,000 | 10,106,000 | 10,154,000 | 10,231,000 |
| Total capital | 11,032,000 | 11,050,000 | 11,110,000 | 11,140,000 |
| Risk-weighted assets | 76,992,000 | 75,307,000 | 76,104,000 | 72,300,000 |