Call reports 2002
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2002
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,240,000 | 96,817,000 | 97,800,000 | 98,283,000 |
| Total loans | 64,039,000 | 66,073,000 | 69,004,000 | 74,275,000 |
| Allowance for loan losses | 871,000 | 928,000 | 1,034,000 | 1,040,000 |
| Securities available for sale | 16,612,000 | 15,433,000 | 11,457,000 | 3,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,638,000 | 87,999,000 | 88,705,000 | 88,869,000 |
| Interest-bearing deposits | 65,463,000 | 65,881,000 | 68,640,000 | 67,053,000 |
| Noninterest-bearing deposits | 22,175,000 | 22,118,000 | 20,065,000 | 21,816,000 |
| Equity capital | 7,894,000 | 8,361,000 | 8,652,000 | 8,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,033,000 | 4,650,000 | 6,210,000 |
| Interest expense | 346,000 | 662,000 | 969,000 | 1,245,000 |
| Net interest income | 1,167,000 | 2,371,000 | 3,681,000 | 4,965,000 |
| Noninterest income | 37,000 | 479,000 | 954,000 | 1,460,000 |
| Noninterest expense | 1,311,000 | 2,618,000 | 3,963,000 | 5,480,000 |
| Provision for loan losses | 180,000 | 299,000 | 604,000 | 707,000 |
| Pretax income | -287,000 | -67,000 | 96,000 | 367,000 |
| Income tax | 0 | 0 | 46,000 | 34,000 |
| Net income | -287,000 | -67,000 | 50,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,044,000 | 8,166,000 | 8,284,000 | 8,694,000 |
| Total capital | 8,884,000 | 9,052,000 | 9,178,000 | 9,654,000 |
| Risk-weighted assets | 67,349,000 | 70,856,000 | 71,358,000 | 76,707,000 |