Call reports 2001
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2001
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 100,141,000 | 101,735,000 | 101,424,000 | 99,182,000 |
| Total loans | 67,021,000 | 65,591,000 | 58,434,000 | 58,917,000 |
| Allowance for loan losses | 1,279,000 | 1,199,000 | 1,069,000 | 1,099,000 |
| Securities available for sale | 14,261,000 | 15,717,000 | 14,744,000 | 18,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,577,000 | 92,376,000 | 91,825,000 | 90,107,000 |
| Interest-bearing deposits | 70,173,000 | 70,979,000 | 70,835,000 | 68,521,000 |
| Noninterest-bearing deposits | 20,404,000 | 21,398,000 | 20,990,000 | 21,587,000 |
| Equity capital | 8,586,000 | 8,592,000 | 8,815,000 | 8,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,680,000 | 5,355,000 | 6,902,000 |
| Interest expense | 711,000 | 1,337,000 | 1,868,000 | 2,281,000 |
| Net interest income | 1,214,000 | 2,343,000 | 3,487,000 | 4,621,000 |
| Noninterest income | 418,000 | 809,000 | 1,266,000 | 1,577,000 |
| Noninterest expense | 1,519,000 | 3,035,000 | 4,441,000 | 6,087,000 |
| Provision for loan losses | 125,000 | 175,000 | 275,000 | 515,000 |
| Pretax income | -19,000 | -65,000 | 147,000 | -294,000 |
| Income tax | -6,000 | -15,000 | 2,000 | -57,000 |
| Net income | -13,000 | -50,000 | 145,000 | -237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,553,000 | 8,517,000 | 8,713,000 | 8,329,000 |
| Total capital | 9,368,000 | 9,340,000 | 9,549,000 | 9,148,000 |
| Risk-weighted assets | 64,731,000 | 65,502,000 | 66,661,000 | 65,300,000 |