Call reports 2025
1ST COLONIAL COMMUNITY BANK — 2025
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 867,569,000 | 876,413,000 | 842,660,000 | 881,807,000 |
| Total loans | 631,656,000 | 638,753,000 | 626,883,000 | 621,620,000 |
| Allowance for loan losses | 9,118,000 | 9,111,000 | 9,194,000 | 8,614,000 |
| Securities available for sale | 94,549,000 | 93,621,000 | 66,043,000 | 76,041,000 |
| Securities held to maturity | 63,465,000 | 58,381,000 | 58,139,000 | 55,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,259,000 | 745,728,000 | 722,825,000 | 792,085,000 |
| Interest-bearing deposits | 686,844,000 | 661,945,000 | 649,238,000 | 715,921,000 |
| Noninterest-bearing deposits | 72,415,000 | 83,783,000 | 73,587,000 | 76,164,000 |
| Equity capital | 87,868,000 | 90,697,000 | 83,740,000 | 84,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,804,000 | 21,713,000 | 32,779,000 | 44,072,000 |
| Interest expense | 3,934,000 | 8,076,000 | 12,125,000 | 16,223,000 |
| Net interest income | 6,870,000 | 13,637,000 | 20,654,000 | 27,849,000 |
| Noninterest income | 812,000 | 2,567,000 | 3,750,000 | 5,540,000 |
| Noninterest expense | 5,041,000 | 10,167,000 | 15,450,000 | 21,237,000 |
| Provision for loan losses | 137,000 | 313,000 | 452,000 | -54,000 |
| Pretax income | 2,458,000 | 5,603,000 | 8,335,000 | 12,074,000 |
| Income tax | 422,000 | 1,088,000 | 1,662,000 | 2,443,000 |
| Net income | 2,036,000 | 4,515,000 | 6,673,000 | 9,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,665,000 | 93,143,000 | 85,800,000 | 86,508,000 |
| Total capital | 97,691,000 | 100,242,000 | 92,784,000 | 93,374,000 |
| Risk-weighted assets | 559,266,000 | 565,183,000 | 555,710,000 | 546,679,000 |