Call reports 2024
1ST COLONIAL COMMUNITY BANK — 2024
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 817,500,000 | 810,482,000 | 814,688,000 | 840,857,000 |
| Total loans | 642,662,000 | 634,149,000 | 636,894,000 | 628,728,000 |
| Allowance for loan losses | 9,926,000 | 9,339,000 | 9,167,000 | 8,954,000 |
| Securities available for sale | 74,065,000 | 67,642,000 | 72,870,000 | 73,614,000 |
| Securities held to maturity | 37,414,000 | 40,915,000 | 37,959,000 | 45,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,381,000 | 655,319,000 | 702,229,000 | 750,946,000 |
| Interest-bearing deposits | 592,437,000 | 582,947,000 | 631,288,000 | 674,763,000 |
| Noninterest-bearing deposits | 79,944,000 | 72,372,000 | 70,941,000 | 76,183,000 |
| Equity capital | 76,367,000 | 78,910,000 | 82,427,000 | 85,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,558,000 | 20,911,000 | 31,719,000 | 42,635,000 |
| Interest expense | 3,997,000 | 8,180,000 | 12,560,000 | 16,573,000 |
| Net interest income | 6,561,000 | 12,731,000 | 19,159,000 | 26,062,000 |
| Noninterest income | 663,000 | 1,571,000 | 2,462,000 | 3,548,000 |
| Noninterest expense | 4,632,000 | 9,288,000 | 13,779,000 | 18,238,000 |
| Provision for loan losses | 120,000 | -260,000 | -140,000 | -298,000 |
| Pretax income | 2,437,000 | 5,298,000 | 8,044,000 | 11,616,000 |
| Income tax | 517,000 | 1,082,000 | 1,646,000 | 2,227,000 |
| Net income | 1,920,000 | 4,216,000 | 6,398,000 | 9,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,447,000 | 83,743,000 | 85,925,000 | 88,916,000 |
| Total capital | 88,489,000 | 90,637,000 | 92,779,000 | 95,785,000 |
| Risk-weighted assets | 560,265,000 | 548,908,000 | 545,861,000 | 547,164,000 |