Call reports 2023
1ST COLONIAL COMMUNITY BANK — 2023
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 800,406,000 | 803,720,000 | 805,813,000 | 825,036,000 |
| Total loans | 621,358,000 | 638,946,000 | 638,810,000 | 640,656,000 |
| Allowance for loan losses | 9,318,000 | 9,419,000 | 9,767,000 | 9,690,000 |
| Securities available for sale | 90,181,000 | 77,181,000 | 74,807,000 | 70,532,000 |
| Securities held to maturity | 36,990,000 | 29,039,000 | 25,687,000 | 37,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 663,967,000 | 652,670,000 | 684,392,000 | 691,264,000 |
| Interest-bearing deposits | 579,987,000 | 572,642,000 | 606,993,000 | 618,009,000 |
| Noninterest-bearing deposits | 83,980,000 | 80,028,000 | 77,399,000 | 73,255,000 |
| Equity capital | 69,390,000 | 70,924,000 | 70,347,000 | 74,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,139,000 | 19,001,000 | 29,278,000 | 39,556,000 |
| Interest expense | 2,383,000 | 5,041,000 | 8,432,000 | 12,147,000 |
| Net interest income | 6,756,000 | 13,960,000 | 20,846,000 | 27,409,000 |
| Noninterest income | 394,000 | 1,037,000 | 1,890,000 | 2,553,000 |
| Noninterest expense | 4,756,000 | 9,539,000 | 14,374,000 | 18,480,000 |
| Provision for loan losses | -197,000 | 54,000 | 180,000 | 275,000 |
| Pretax income | 2,568,000 | 5,462,000 | 8,240,000 | 11,212,000 |
| Income tax | 734,000 | 1,378,000 | 2,013,000 | 2,526,000 |
| Net income | 1,834,000 | 4,084,000 | 6,227,000 | 8,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,370,000 | 77,620,000 | 77,363,000 | 79,816,000 |
| Total capital | 82,799,000 | 84,650,000 | 84,275,000 | 86,825,000 |
| Risk-weighted assets | 592,549,000 | 560,285,000 | 550,339,000 | 558,215,000 |