Call reports 2022
1ST COLONIAL COMMUNITY BANK — 2022
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 697,190,000 | 734,572,000 | 763,412,000 | 781,503,000 |
| Total loans | 546,642,000 | 571,786,000 | 591,433,000 | 610,319,000 |
| Allowance for loan losses | 7,343,000 | 7,755,000 | 7,951,000 | 8,331,000 |
| Securities available for sale | 88,220,000 | 98,514,000 | 92,544,000 | 91,017,000 |
| Securities held to maturity | 18,644,000 | 28,446,000 | 35,942,000 | 38,114,000 |
| Trading assets | 0 | 152,000 | 0 | 0 |
| Total deposits | 627,904,000 | 640,955,000 | 661,989,000 | 672,132,000 |
| Interest-bearing deposits | 541,770,000 | 549,559,000 | 567,803,000 | 585,335,000 |
| Noninterest-bearing deposits | 86,134,000 | 91,396,000 | 94,186,000 | 86,797,000 |
| Equity capital | 64,593,000 | 65,595,000 | 66,011,000 | 68,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,471,000 | 13,316,000 | 21,360,000 | 30,107,000 |
| Interest expense | 453,000 | 927,000 | 1,783,000 | 2,992,000 |
| Net interest income | 6,018,000 | 12,389,000 | 19,577,000 | 27,115,000 |
| Noninterest income | 1,429,000 | 3,185,000 | 4,557,000 | 5,334,000 |
| Noninterest expense | 4,514,000 | 9,377,000 | 14,013,000 | 18,684,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 1,150,000 |
| Pretax income | 2,633,000 | 5,597,000 | 9,321,000 | 12,615,000 |
| Income tax | 707,000 | 1,413,000 | 2,213,000 | 2,966,000 |
| Net income | 1,926,000 | 4,184,000 | 7,108,000 | 9,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,095,000 | 69,354,000 | 72,277,000 | 74,818,000 |
| Total capital | 73,460,000 | 76,055,000 | 79,406,000 | 82,086,000 |
| Risk-weighted assets | 508,211,000 | 535,011,000 | 569,563,000 | 580,414,000 |