Call reports 2021
1ST COLONIAL COMMUNITY BANK — 2021
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 659,128,000 | 684,859,000 | 684,027,000 | 682,068,000 |
| Total loans | 481,391,000 | 516,708,000 | 535,083,000 | 511,840,000 |
| Allowance for loan losses | 6,006,000 | 6,242,000 | 6,373,000 | 6,906,000 |
| Securities available for sale | 76,310,000 | 78,898,000 | 73,238,000 | 93,331,000 |
| Securities held to maturity | 55,703,000 | 44,548,000 | 35,908,000 | 18,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,721,000 | 615,683,000 | 611,740,000 | 612,793,000 |
| Interest-bearing deposits | 490,694,000 | 525,339,000 | 524,194,000 | 517,552,000 |
| Noninterest-bearing deposits | 99,027,000 | 90,344,000 | 87,546,000 | 95,241,000 |
| Equity capital | 62,435,000 | 64,700,000 | 66,906,000 | 65,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,594,000 | 11,458,000 | 18,318,000 | 25,194,000 |
| Interest expense | 578,000 | 1,151,000 | 1,712,000 | 2,250,000 |
| Net interest income | 5,016,000 | 10,307,000 | 16,606,000 | 22,944,000 |
| Noninterest income | 2,546,000 | 4,740,000 | 7,061,000 | 9,121,000 |
| Noninterest expense | 4,786,000 | 9,425,000 | 14,381,000 | 19,439,000 |
| Provision for loan losses | 240,000 | 415,000 | 1,015,000 | 1,715,000 |
| Pretax income | 2,536,000 | 5,207,000 | 8,381,000 | 11,021,000 |
| Income tax | 662,000 | 1,365,000 | 2,124,000 | 2,915,000 |
| Net income | 1,874,000 | 3,842,000 | 6,257,000 | 8,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,936,000 | 63,904,000 | 66,319,000 | 65,168,000 |
| Total capital | 66,816,000 | 69,242,000 | 72,027,000 | 70,954,000 |
| Risk-weighted assets | 389,312,000 | 426,175,000 | 455,967,000 | 461,787,000 |