Call reports 2020
1ST COLONIAL COMMUNITY BANK — 2020
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 578,731,000 | 595,868,000 | 596,265,000 | 635,862,000 |
| Total loans | 431,064,000 | 454,444,000 | 459,358,000 | 445,006,000 |
| Allowance for loan losses | 5,493,000 | 5,982,000 | 5,900,000 | 5,624,000 |
| Securities available for sale | 48,821,000 | 50,730,000 | 63,522,000 | 81,873,000 |
| Securities held to maturity | 42,043,000 | 47,650,000 | 35,083,000 | 55,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,235,000 | 539,790,000 | 530,030,000 | 567,420,000 |
| Interest-bearing deposits | 460,971,000 | 456,806,000 | 451,631,000 | 484,006,000 |
| Noninterest-bearing deposits | 63,264,000 | 82,984,000 | 78,399,000 | 83,414,000 |
| Equity capital | 48,147,000 | 49,654,000 | 59,948,000 | 62,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,936,000 | 11,112,000 | 16,746,000 | 22,774,000 |
| Interest expense | 1,300,000 | 2,313,000 | 3,200,000 | 3,914,000 |
| Net interest income | 4,636,000 | 8,799,000 | 13,546,000 | 18,860,000 |
| Noninterest income | 823,000 | 2,018,000 | 3,511,000 | 5,550,000 |
| Noninterest expense | 4,174,000 | 7,766,000 | 11,901,000 | 15,693,000 |
| Provision for loan losses | 1,237,000 | 1,459,000 | 1,800,000 | 2,140,000 |
| Pretax income | 48,000 | 1,592,000 | 3,540,000 | 6,761,000 |
| Income tax | 15,000 | 327,000 | 840,000 | 1,551,000 |
| Net income | 33,000 | 1,265,000 | 2,700,000 | 5,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,285,000 | 48,516,000 | 58,952,000 | 61,462,000 |
| Total capital | 51,870,000 | 53,008,000 | 63,448,000 | 66,191,000 |
| Risk-weighted assets | 365,853,000 | 357,841,000 | 358,243,000 | 377,413,000 |