Call reports 2019
1ST COLONIAL COMMUNITY BANK — 2019
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 545,384,000 | 543,447,000 | 545,043,000 | 574,936,000 |
| Total loans | 414,326,000 | 416,723,000 | 422,307,000 | 424,247,000 |
| Allowance for loan losses | 5,890,000 | 5,167,000 | 5,470,000 | 6,671,000 |
| Securities available for sale | 53,141,000 | 49,379,000 | 39,120,000 | 51,224,000 |
| Securities held to maturity | 59,777,000 | 60,710,000 | 54,554,000 | 42,767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 487,922,000 | 487,186,000 | 493,520,000 | 522,385,000 |
| Interest-bearing deposits | 427,284,000 | 428,048,000 | 432,937,000 | 460,772,000 |
| Noninterest-bearing deposits | 60,638,000 | 59,138,000 | 60,583,000 | 61,613,000 |
| Equity capital | 44,351,000 | 45,784,000 | 46,577,000 | 47,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,028,000 | 12,091,000 | 18,168,000 | 24,204,000 |
| Interest expense | 1,285,000 | 2,626,000 | 4,030,000 | 5,437,000 |
| Net interest income | 4,743,000 | 9,465,000 | 14,138,000 | 18,767,000 |
| Noninterest income | 541,000 | 1,266,000 | 1,957,000 | 2,768,000 |
| Noninterest expense | 3,422,000 | 7,108,000 | 10,639,000 | 14,115,000 |
| Provision for loan losses | 679,000 | 979,000 | 1,806,000 | 3,184,000 |
| Pretax income | 1,183,000 | 2,644,000 | 3,654,000 | 4,240,000 |
| Income tax | 306,000 | 641,000 | 879,000 | 890,000 |
| Net income | 877,000 | 2,003,000 | 2,775,000 | 3,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,430,000 | 45,556,000 | 46,328,000 | 47,252,000 |
| Total capital | 48,980,000 | 50,144,000 | 50,737,000 | 51,758,000 |
| Risk-weighted assets | 362,675,000 | 366,433,000 | 351,692,000 | 358,360,000 |