Call reports 2018
1ST COLONIAL COMMUNITY BANK — 2018
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 526,514,000 | 553,260,000 | 539,158,000 | 543,706,000 |
| Total loans | 387,459,000 | 403,517,000 | 405,286,000 | 407,524,000 |
| Allowance for loan losses | 5,106,000 | 5,247,000 | 5,519,000 | 5,627,000 |
| Securities available for sale | 67,251,000 | 62,246,000 | 58,374,000 | 55,967,000 |
| Securities held to maturity | 46,125,000 | 47,529,000 | 49,922,000 | 59,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,423,000 | 508,417,000 | 493,407,000 | 490,356,000 |
| Interest-bearing deposits | 413,785,000 | 444,398,000 | 432,820,000 | 436,058,000 |
| Noninterest-bearing deposits | 61,638,000 | 64,019,000 | 60,587,000 | 54,298,000 |
| Equity capital | 38,914,000 | 40,184,000 | 41,258,000 | 43,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,238,000 | 10,789,000 | 16,715,000 | 22,683,000 |
| Interest expense | 793,000 | 1,782,000 | 2,864,000 | 4,054,000 |
| Net interest income | 4,445,000 | 9,007,000 | 13,851,000 | 18,629,000 |
| Noninterest income | 619,000 | 1,612,000 | 2,206,000 | 3,179,000 |
| Noninterest expense | 3,271,000 | 6,727,000 | 10,006,000 | 13,213,000 |
| Provision for loan losses | 278,000 | 589,000 | 1,088,000 | 1,477,000 |
| Pretax income | 1,515,000 | 3,303,000 | 4,963,000 | 7,118,000 |
| Income tax | 392,000 | 808,000 | 1,235,000 | 1,770,000 |
| Net income | 1,123,000 | 2,495,000 | 3,728,000 | 5,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,329,000 | 40,700,000 | 41,939,000 | 43,552,000 |
| Total capital | 43,668,000 | 45,160,000 | 46,405,000 | 48,042,000 |
| Risk-weighted assets | 346,302,000 | 355,983,000 | 356,193,000 | 358,084,000 |