Call reports 2017
1ST COLONIAL COMMUNITY BANK — 2017
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 503,368,000 | 514,789,000 | 522,654,000 | 539,979,000 |
| Total loans | 367,399,000 | 382,988,000 | 382,570,000 | 383,683,000 |
| Allowance for loan losses | 4,643,000 | 4,746,000 | 4,957,000 | 4,858,000 |
| Securities available for sale | 72,351,000 | 66,402,000 | 61,356,000 | 71,893,000 |
| Securities held to maturity | 37,189,000 | 40,616,000 | 43,806,000 | 46,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,319,000 | 473,871,000 | 481,186,000 | 496,903,000 |
| Interest-bearing deposits | 395,996,000 | 405,742,000 | 415,331,000 | 437,190,000 |
| Noninterest-bearing deposits | 67,323,000 | 68,129,000 | 65,855,000 | 59,713,000 |
| Equity capital | 34,765,000 | 35,869,000 | 37,015,000 | 38,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,539,000 | 9,388,000 | 14,452,000 | 19,672,000 |
| Interest expense | 531,000 | 1,136,000 | 1,819,000 | 2,559,000 |
| Net interest income | 4,008,000 | 8,252,000 | 12,633,000 | 17,113,000 |
| Noninterest income | 775,000 | 1,802,000 | 2,741,000 | 3,641,000 |
| Noninterest expense | 3,094,000 | 6,414,000 | 9,793,000 | 12,863,000 |
| Provision for loan losses | 100,000 | 379,000 | 549,000 | 852,000 |
| Pretax income | 1,589,000 | 3,286,000 | 5,057,000 | 7,064,000 |
| Income tax | 575,000 | 1,193,000 | 1,850,000 | 2,767,000 |
| Net income | 1,014,000 | 2,093,000 | 3,207,000 | 4,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,571,000 | 35,655,000 | 36,765,000 | 38,205,000 |
| Total capital | 38,628,000 | 39,899,000 | 40,970,000 | 42,510,000 |
| Risk-weighted assets | 323,958,000 | 338,971,000 | 335,642,000 | 343,864,000 |