Call reports 2016
1ST COLONIAL COMMUNITY BANK — 2016
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 485,660,000 | 470,144,000 | 481,835,000 | 487,644,000 |
| Total loans | 320,370,000 | 334,924,000 | 349,207,000 | 359,261,000 |
| Allowance for loan losses | 4,492,000 | 4,653,000 | 4,763,000 | 4,739,000 |
| Securities available for sale | 99,032,000 | 93,314,000 | 84,384,000 | 77,906,000 |
| Securities held to maturity | 37,514,000 | 29,035,000 | 30,385,000 | 36,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 448,635,000 | 423,963,000 | 442,892,000 | 446,592,000 |
| Interest-bearing deposits | 388,071,000 | 365,950,000 | 370,702,000 | 379,744,000 |
| Noninterest-bearing deposits | 60,564,000 | 58,013,000 | 72,190,000 | 66,848,000 |
| Equity capital | 31,433,000 | 32,590,000 | 33,604,000 | 33,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,071,000 | 8,257,000 | 12,604,000 | 17,095,000 |
| Interest expense | 492,000 | 965,000 | 1,450,000 | 1,951,000 |
| Net interest income | 3,579,000 | 7,292,000 | 11,154,000 | 15,144,000 |
| Noninterest income | 829,000 | 1,877,000 | 2,904,000 | 3,658,000 |
| Noninterest expense | 2,703,000 | 5,708,000 | 8,722,000 | 11,832,000 |
| Provision for loan losses | 300,000 | 550,000 | 800,000 | 975,000 |
| Pretax income | 1,405,000 | 2,911,000 | 4,536,000 | 5,995,000 |
| Income tax | 486,000 | 1,044,000 | 1,643,000 | 2,191,000 |
| Net income | 919,000 | 1,867,000 | 2,893,000 | 3,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,672,000 | 31,621,000 | 32,646,000 | 33,557,000 |
| Total capital | 34,328,000 | 35,346,000 | 36,478,000 | 37,520,000 |
| Risk-weighted assets | 291,630,000 | 297,104,000 | 305,751,000 | 316,257,000 |