Call reports 2015
1ST COLONIAL COMMUNITY BANK — 2015
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 427,920,000 | 435,753,000 | 446,982,000 | 464,345,000 |
| Total loans | 264,880,000 | 275,917,000 | 290,074,000 | 305,844,000 |
| Allowance for loan losses | 4,106,000 | 4,228,000 | 4,319,000 | 4,391,000 |
| Securities available for sale | 108,307,000 | 101,974,000 | 97,504,000 | 105,315,000 |
| Securities held to maturity | 39,105,000 | 41,990,000 | 43,567,000 | 37,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,694,000 | 398,170,000 | 413,074,000 | 429,759,000 |
| Interest-bearing deposits | 329,835,000 | 342,862,000 | 350,242,000 | 360,573,000 |
| Noninterest-bearing deposits | 50,859,000 | 55,308,000 | 62,832,000 | 69,186,000 |
| Equity capital | 27,750,000 | 28,223,000 | 29,367,000 | 29,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,825,000 | 10,522,000 | 14,419,000 |
| Interest expense | 289,000 | 620,000 | 1,022,000 | 1,455,000 |
| Net interest income | 3,027,000 | 6,205,000 | 9,500,000 | 12,964,000 |
| Noninterest income | 623,000 | 1,521,000 | 2,362,000 | 3,069,000 |
| Noninterest expense | 2,336,000 | 4,831,000 | 7,460,000 | 9,923,000 |
| Provision for loan losses | 307,000 | 601,000 | 897,000 | 1,222,000 |
| Pretax income | 1,007,000 | 2,294,000 | 3,505,000 | 4,888,000 |
| Income tax | 350,000 | 845,000 | 1,258,000 | 1,721,000 |
| Net income | 657,000 | 1,449,000 | 2,247,000 | 3,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,076,000 | 27,712,000 | 28,701,000 | 29,712,000 |
| Total capital | 30,287,000 | 31,027,000 | 32,148,000 | 33,288,000 |
| Risk-weighted assets | 256,050,000 | 264,160,000 | 274,843,000 | 285,231,000 |