Call reports 2014
1ST COLONIAL COMMUNITY BANK — 2014
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 348,033,000 | 363,365,000 | 352,500,000 | 408,849,000 |
| Total loans | 196,223,000 | 214,425,000 | 224,801,000 | 249,239,000 |
| Allowance for loan losses | 3,589,000 | 3,594,000 | 3,811,000 | 3,819,000 |
| Securities available for sale | 103,878,000 | 98,001,000 | 92,549,000 | 112,819,000 |
| Securities held to maturity | 32,039,000 | 32,575,000 | 20,610,000 | 24,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,864,000 | 321,623,000 | 322,072,000 | 378,160,000 |
| Interest-bearing deposits | 261,047,000 | 270,607,000 | 274,340,000 | 330,380,000 |
| Noninterest-bearing deposits | 42,817,000 | 51,016,000 | 47,732,000 | 47,780,000 |
| Equity capital | 24,869,000 | 25,537,000 | 25,792,000 | 26,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,495,000 | 8,429,000 | 11,594,000 |
| Interest expense | 224,000 | 451,000 | 693,000 | 957,000 |
| Net interest income | 2,462,000 | 5,044,000 | 7,736,000 | 10,637,000 |
| Noninterest income | 336,000 | 481,000 | 912,000 | 1,614,000 |
| Noninterest expense | 2,318,000 | 4,519,000 | 6,783,000 | 9,096,000 |
| Provision for loan losses | 300,000 | 525,000 | 825,000 | 1,225,000 |
| Pretax income | 180,000 | 589,000 | 1,148,000 | 2,038,000 |
| Income tax | 42,000 | 134,000 | 312,000 | 612,000 |
| Net income | 138,000 | 455,000 | 836,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,299,000 | 25,616,000 | 25,996,000 | 26,586,000 |
| Total capital | 27,841,000 | 28,290,000 | 28,732,000 | 29,652,000 |
| Risk-weighted assets | 202,410,000 | 213,023,000 | 217,811,000 | 244,564,000 |