Call reports 2013
1ST COLONIAL COMMUNITY BANK — 2013
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 300,973,000 | 302,323,000 | 315,229,000 | 335,851,000 |
| Total loans | 181,214,000 | 181,413,000 | 188,408,000 | 192,077,000 |
| Allowance for loan losses | 3,812,000 | 3,649,000 | 3,716,000 | 3,547,000 |
| Securities available for sale | 76,568,000 | 77,957,000 | 73,033,000 | 91,183,000 |
| Securities held to maturity | 25,677,000 | 26,447,000 | 26,409,000 | 32,278,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,322,000 | 265,744,000 | 285,853,000 | 307,196,000 |
| Interest-bearing deposits | 229,725,000 | 222,838,000 | 245,745,000 | 264,866,000 |
| Noninterest-bearing deposits | 38,597,000 | 42,906,000 | 40,108,000 | 42,330,000 |
| Equity capital | 25,071,000 | 24,268,000 | 24,441,000 | 24,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 5,117,000 | 7,704,000 | 10,378,000 |
| Interest expense | 342,000 | 633,000 | 884,000 | 1,139,000 |
| Net interest income | 2,240,000 | 4,484,000 | 6,820,000 | 9,239,000 |
| Noninterest income | 476,000 | 1,091,000 | 1,445,000 | 1,801,000 |
| Noninterest expense | 2,078,000 | 4,249,000 | 6,371,000 | 8,719,000 |
| Provision for loan losses | 300,000 | 600,000 | 800,000 | 1,015,000 |
| Pretax income | 338,000 | 726,000 | 1,094,000 | 1,306,000 |
| Income tax | 88,000 | 189,000 | 275,000 | 358,000 |
| Net income | 250,000 | 537,000 | 819,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,462,000 | 24,749,000 | 25,032,000 | 25,161,000 |
| Total capital | 26,771,000 | 27,088,000 | 27,432,000 | 27,633,000 |
| Risk-weighted assets | 183,232,000 | 185,780,000 | 190,762,000 | 196,710,000 |