Call reports 2012
1ST COLONIAL COMMUNITY BANK — 2012
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 282,132,000 | 273,392,000 | 280,757,000 | 304,070,000 |
| Total loans | 178,239,000 | 178,418,000 | 183,892,000 | 184,185,000 |
| Allowance for loan losses | 3,054,000 | 3,242,000 | 3,189,000 | 3,730,000 |
| Securities available for sale | 56,502,000 | 48,933,000 | 47,678,000 | 66,735,000 |
| Securities held to maturity | 32,721,000 | 32,158,000 | 33,919,000 | 32,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,500,000 | 243,390,000 | 247,346,000 | 272,452,000 |
| Interest-bearing deposits | 211,837,000 | 206,373,000 | 210,117,000 | 235,955,000 |
| Noninterest-bearing deposits | 35,663,000 | 37,017,000 | 37,229,000 | 36,497,000 |
| Equity capital | 24,247,000 | 24,539,000 | 25,050,000 | 24,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,525,000 | 8,196,000 | 10,875,000 |
| Interest expense | 404,000 | 776,000 | 1,145,000 | 1,553,000 |
| Net interest income | 2,390,000 | 4,749,000 | 7,051,000 | 9,322,000 |
| Noninterest income | 386,000 | 658,000 | 1,512,000 | 2,226,000 |
| Noninterest expense | 1,779,000 | 3,678,000 | 5,703,000 | 7,742,000 |
| Provision for loan losses | 450,000 | 850,000 | 1,375,000 | 2,275,000 |
| Pretax income | 547,000 | 898,000 | 1,515,000 | 1,561,000 |
| Income tax | 131,000 | 212,000 | 385,000 | 353,000 |
| Net income | 416,000 | 686,000 | 1,130,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,420,000 | 23,691,000 | 24,135,000 | 24,213,000 |
| Total capital | 25,655,000 | 25,902,000 | 26,357,000 | 26,471,000 |
| Risk-weighted assets | 177,950,000 | 175,855,000 | 176,826,000 | 179,166,000 |