Call reports 2011
1ST COLONIAL COMMUNITY BANK — 2011
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 276,022,000 | 276,149,000 | 281,258,000 | 290,589,000 |
| Total loans | 177,820,000 | 176,090,000 | 176,845,000 | 176,675,000 |
| Allowance for loan losses | 3,765,000 | 3,437,000 | 3,020,000 | 2,864,000 |
| Securities available for sale | 41,962,000 | 41,823,000 | 36,666,000 | 59,611,000 |
| Securities held to maturity | 41,367,000 | 41,712,000 | 41,975,000 | 34,857,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,960,000 | 241,617,000 | 245,904,000 | 257,245,000 |
| Interest-bearing deposits | 205,206,000 | 205,177,000 | 211,228,000 | 218,785,000 |
| Noninterest-bearing deposits | 35,754,000 | 36,440,000 | 34,676,000 | 38,460,000 |
| Equity capital | 22,919,000 | 23,247,000 | 23,665,000 | 23,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,827,000 | 5,695,000 | 8,536,000 | 11,349,000 |
| Interest expense | 662,000 | 1,290,000 | 1,832,000 | 2,318,000 |
| Net interest income | 2,165,000 | 4,405,000 | 6,704,000 | 9,031,000 |
| Noninterest income | 375,000 | 656,000 | 1,091,000 | 1,519,000 |
| Noninterest expense | 1,901,000 | 3,732,000 | 5,568,000 | 7,298,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,525,000 | 2,475,000 |
| Pretax income | 189,000 | 429,000 | 702,000 | 777,000 |
| Income tax | -9,000 | 42,000 | 71,000 | 12,000 |
| Net income | 198,000 | 387,000 | 631,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,439,000 | 22,628,000 | 22,872,000 | 23,005,000 |
| Total capital | 24,731,000 | 24,884,000 | 25,118,000 | 25,263,000 |
| Risk-weighted assets | 181,903,000 | 179,266,000 | 178,922,000 | 179,893,000 |