Call reports 2010
1ST COLONIAL COMMUNITY BANK — 2010
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 279,668,000 | 276,771,000 | 277,277,000 | 272,552,000 |
| Total loans | 171,306,000 | 173,315,000 | 177,161,000 | 177,309,000 |
| Allowance for loan losses | 2,395,000 | 2,765,000 | 2,964,000 | 3,564,000 |
| Securities available for sale | 58,837,000 | 53,447,000 | 49,141,000 | 45,128,000 |
| Securities held to maturity | 30,323,000 | 31,152,000 | 30,583,000 | 34,652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,993,000 | 239,476,000 | 243,710,000 | 232,968,000 |
| Interest-bearing deposits | 232,217,000 | 226,276,000 | 231,698,000 | 220,227,000 |
| Noninterest-bearing deposits | 15,776,000 | 13,200,000 | 12,012,000 | 12,741,000 |
| Equity capital | 20,563,000 | 23,190,000 | 23,506,000 | 22,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,950,000 | 5,908,000 | 8,819,000 | 11,729,000 |
| Interest expense | 910,000 | 1,757,000 | 2,523,000 | 3,216,000 |
| Net interest income | 2,040,000 | 4,151,000 | 6,296,000 | 8,513,000 |
| Noninterest income | 237,000 | 598,000 | 1,008,000 | 1,543,000 |
| Noninterest expense | 1,670,000 | 3,398,000 | 5,215,000 | 7,073,000 |
| Provision for loan losses | 640,000 | 995,000 | 1,310,000 | 3,110,000 |
| Pretax income | 179,000 | 568,000 | 991,000 | 85,000 |
| Income tax | 40,000 | 133,000 | 230,000 | -229,000 |
| Net income | 139,000 | 435,000 | 761,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,067,000 | 22,362,000 | 22,689,000 | 22,241,000 |
| Total capital | 22,361,000 | 24,657,000 | 24,988,000 | 24,526,000 |
| Risk-weighted assets | 183,461,000 | 183,105,000 | 183,283,000 | 181,384,000 |