Call reports 2009
1ST COLONIAL COMMUNITY BANK — 2009
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 230,881,000 | 239,713,000 | 257,265,000 | 276,454,000 |
| Total loans | 149,285,000 | 156,283,000 | 160,467,000 | 170,509,000 |
| Allowance for loan losses | 1,837,000 | 1,777,000 | 2,039,000 | 2,216,000 |
| Securities available for sale | 38,355,000 | 38,643,000 | 54,217,000 | 54,848,000 |
| Securities held to maturity | 28,326,000 | 29,981,000 | 21,884,000 | 30,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,115,000 | 205,909,000 | 223,466,000 | 235,104,000 |
| Interest-bearing deposits | 176,902,000 | 190,709,000 | 211,268,000 | 221,641,000 |
| Noninterest-bearing deposits | 13,213,000 | 15,200,000 | 12,198,000 | 13,464,000 |
| Equity capital | 19,860,000 | 19,974,000 | 20,518,000 | 20,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,692,000 | 5,455,000 | 8,306,000 | 11,237,000 |
| Interest expense | 1,065,000 | 2,048,000 | 3,088,000 | 4,076,000 |
| Net interest income | 1,627,000 | 3,407,000 | 5,218,000 | 7,161,000 |
| Noninterest income | 212,000 | 575,000 | 886,000 | 1,143,000 |
| Noninterest expense | 1,415,000 | 3,114,000 | 4,771,000 | 6,364,000 |
| Provision for loan losses | 151,000 | 501,000 | 807,000 | 1,551,000 |
| Pretax income | 273,000 | 367,000 | 526,000 | 321,000 |
| Income tax | 49,000 | 2,000 | 32,000 | -150,000 |
| Net income | 224,000 | 365,000 | 494,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,680,000 | 19,821,000 | 19,950,000 | 19,927,000 |
| Total capital | 21,517,000 | 21,598,000 | 21,989,000 | 22,143,000 |
| Risk-weighted assets | 164,121,000 | 169,532,000 | 173,561,000 | 184,002,000 |