Call reports 2008
1ST COLONIAL COMMUNITY BANK — 2008
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 228,927,000 | 228,006,000 | 225,551,000 | 232,735,000 |
| Total loans | 131,455,000 | 138,536,000 | 141,329,000 | 146,468,000 |
| Allowance for loan losses | 1,225,000 | 1,304,000 | 1,546,000 | 1,750,000 |
| Securities available for sale | 41,075,000 | 38,407,000 | 37,325,000 | 36,595,000 |
| Securities held to maturity | 37,880,000 | 24,672,000 | 28,710,000 | 29,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,662,000 | 201,539,000 | 196,457,000 | 203,246,000 |
| Interest-bearing deposits | 169,845,000 | 165,313,000 | 165,374,000 | 193,312,000 |
| Noninterest-bearing deposits | 32,817,000 | 36,226,000 | 31,083,000 | 9,934,000 |
| Equity capital | 19,299,000 | 19,185,000 | 19,209,000 | 19,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,002,000 | 5,907,000 | 8,802,000 | 11,683,000 |
| Interest expense | 1,520,000 | 2,871,000 | 4,169,000 | 5,521,000 |
| Net interest income | 1,482,000 | 3,036,000 | 4,633,000 | 6,162,000 |
| Noninterest income | 146,000 | 290,000 | 677,000 | 824,000 |
| Noninterest expense | 1,275,000 | 2,572,000 | 3,945,000 | 5,512,000 |
| Provision for loan losses | 30,000 | 82,000 | 704,000 | 957,000 |
| Pretax income | 323,000 | 675,000 | 692,000 | 550,000 |
| Income tax | 81,000 | 151,000 | 31,000 | -125,000 |
| Net income | 242,000 | 524,000 | 661,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,024,000 | 19,306,000 | 19,443,000 | 19,456,000 |
| Total capital | 20,249,000 | 20,610,000 | 20,989,000 | 21,206,000 |
| Risk-weighted assets | 151,063,000 | 156,141,000 | 157,862,000 | 162,030,000 |