Call reports 2006
1ST COLONIAL COMMUNITY BANK — 2006
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,567,000 | 187,235,000 | 188,671,000 | 186,219,000 |
| Total loans | 96,978,000 | 104,247,000 | 108,035,000 | 111,523,000 |
| Allowance for loan losses | 1,198,000 | 1,250,000 | 1,303,000 | 1,225,000 |
| Securities available for sale | 41,331,000 | 38,386,000 | 38,078,000 | 38,729,000 |
| Securities held to maturity | 21,552,000 | 21,305,000 | 15,628,000 | 16,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,140,000 | 161,981,000 | 162,991,000 | 160,034,000 |
| Interest-bearing deposits | 116,977,000 | 127,154,000 | 132,449,000 | 130,296,000 |
| Noninterest-bearing deposits | 31,163,000 | 34,827,000 | 30,542,000 | 29,738,000 |
| Equity capital | 16,542,000 | 16,641,000 | 17,207,000 | 17,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,147,000 | 4,555,000 | 7,158,000 | 9,912,000 |
| Interest expense | 998,000 | 2,186,000 | 3,453,000 | 4,920,000 |
| Net interest income | 1,149,000 | 2,369,000 | 3,705,000 | 4,992,000 |
| Noninterest income | 124,000 | 248,000 | 388,000 | 521,000 |
| Noninterest expense | 1,004,000 | 2,049,000 | 3,074,000 | 4,089,000 |
| Provision for loan losses | 43,000 | 107,000 | 172,000 | 226,000 |
| Pretax income | 226,000 | 461,000 | 847,000 | 1,198,000 |
| Income tax | 68,000 | 137,000 | 255,000 | 296,000 |
| Net income | 158,000 | 324,000 | 592,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,100,000 | 17,267,000 | 17,535,000 | 17,845,000 |
| Total capital | 18,298,000 | 18,517,000 | 18,838,000 | 19,070,000 |
| Risk-weighted assets | 112,615,000 | 121,068,000 | 124,861,000 | 126,694,000 |