Call reports 2004
1ST COLONIAL COMMUNITY BANK — 2004
What 1ST COLONIAL COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 121,838,000 | 124,713,000 | 144,569,000 | 136,471,000 |
| Total loans | 68,731,000 | 74,537,000 | 74,608,000 | 77,630,000 |
| Allowance for loan losses | 833,000 | 892,000 | 946,000 | 971,000 |
| Securities available for sale | 25,165,000 | 34,235,000 | 33,526,000 | 36,200,000 |
| Securities held to maturity | 5,806,000 | 7,873,000 | 10,756,000 | 16,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,738,000 | 104,458,000 | 121,936,000 | 112,467,000 |
| Interest-bearing deposits | 83,058,000 | 77,634,000 | 96,986,000 | 89,094,000 |
| Noninterest-bearing deposits | 22,680,000 | 26,824,000 | 24,950,000 | 23,373,000 |
| Equity capital | 9,731,000 | 15,470,000 | 15,951,000 | 16,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,500,000 | 3,914,000 | 5,405,000 |
| Interest expense | 319,000 | 635,000 | 973,000 | 1,372,000 |
| Net interest income | 911,000 | 1,865,000 | 2,941,000 | 4,033,000 |
| Noninterest income | 57,000 | 141,000 | 208,000 | 286,000 |
| Noninterest expense | 720,000 | 1,469,000 | 2,246,000 | 3,076,000 |
| Provision for loan losses | 58,000 | 125,000 | 192,000 | 217,000 |
| Pretax income | 190,000 | 412,000 | 711,000 | 1,041,000 |
| Income tax | 76,000 | 161,000 | 283,000 | 395,000 |
| Net income | 114,000 | 251,000 | 428,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,677,000 | 15,814,000 | 15,991,000 | 16,210,000 |
| Total capital | 10,510,000 | 16,706,000 | 16,937,000 | 17,181,000 |
| Risk-weighted assets | 72,988,000 | 79,650,000 | 83,658,000 | 84,716,000 |
Machine access — free, no API key
Every figure shown here about 1ST COLONIAL COMMUNITY BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.