Call reports 2025
BANK3 — 2025
What BANK3 reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 450,979,000 | 458,269,000 | 483,290,000 | 494,904,000 |
| Total loans | 378,658,000 | 398,847,000 | 410,806,000 | 416,033,000 |
| Allowance for loan losses | 4,370,000 | 4,497,000 | 4,570,000 | 4,375,000 |
| Securities available for sale | 21,078,000 | 21,679,000 | 23,035,000 | 22,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,470,000 | 380,331,000 | 412,196,000 | 417,161,000 |
| Interest-bearing deposits | 329,757,000 | 336,316,000 | 359,813,000 | 366,429,000 |
| Noninterest-bearing deposits | 47,713,000 | 44,015,000 | 52,383,000 | 50,732,000 |
| Equity capital | 50,861,000 | 50,270,000 | 50,837,000 | 51,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,897,000 | 12,181,000 | 18,842,000 | 25,590,000 |
| Interest expense | 2,940,000 | 6,035,000 | 9,330,000 | 12,464,000 |
| Net interest income | 2,957,000 | 6,146,000 | 9,512,000 | 13,126,000 |
| Noninterest income | 418,000 | 991,000 | 1,564,000 | 2,157,000 |
| Noninterest expense | 3,128,000 | 6,465,000 | 9,901,000 | 13,318,000 |
| Provision for loan losses | 81,000 | 209,000 | 281,000 | 761,000 |
| Pretax income | 184,000 | 505,000 | 884,000 | 1,215,000 |
| Income tax | 23,000 | 80,000 | 150,000 | 210,000 |
| Net income | 161,000 | 425,000 | 734,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,284,000 | 51,738,000 | 52,016,000 | 52,283,000 |
| Total capital | 56,834,000 | 56,392,000 | 56,795,000 | 56,846,000 |
| Risk-weighted assets | 407,765,000 | 429,185,000 | 442,452,000 | 451,332,000 |