Call reports 2024
BANK3 — 2024
What BANK3 reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 440,884,000 | 450,412,000 | 443,068,000 | 435,103,000 |
| Total loans | 369,556,000 | 375,830,000 | 370,239,000 | 369,432,000 |
| Allowance for loan losses | 4,379,000 | 4,364,000 | 4,363,000 | 4,299,000 |
| Securities available for sale | 21,340,000 | 20,931,000 | 21,488,000 | 20,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,108,000 | 387,352,000 | 373,377,000 | 363,441,000 |
| Interest-bearing deposits | 313,728,000 | 330,616,000 | 327,271,000 | 317,469,000 |
| Noninterest-bearing deposits | 65,380,000 | 56,736,000 | 46,106,000 | 45,972,000 |
| Equity capital | 49,667,000 | 49,738,000 | 50,347,000 | 50,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,583,000 | 11,443,000 | 17,208,000 | 22,947,000 |
| Interest expense | 2,916,000 | 6,300,000 | 9,793,000 | 12,882,000 |
| Net interest income | 2,667,000 | 5,143,000 | 7,415,000 | 10,065,000 |
| Noninterest income | 255,000 | 588,000 | 885,000 | 1,454,000 |
| Noninterest expense | 2,592,000 | 5,210,000 | 7,812,000 | 10,668,000 |
| Provision for loan losses | 29,000 | 24,000 | 23,000 | 60,000 |
| Pretax income | 310,000 | 497,000 | 462,000 | 772,000 |
| Income tax | 53,000 | 70,000 | 29,000 | 79,000 |
| Net income | 257,000 | 427,000 | 433,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,808,000 | 51,948,000 | 51,925,000 | 52,154,000 |
| Total capital | 56,358,000 | 56,492,000 | 56,471,000 | 56,652,000 |
| Risk-weighted assets | 405,210,000 | 414,780,000 | 404,609,000 | 397,340,000 |