Call reports 2023
BANK3 — 2023
What BANK3 reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 444,513,000 | 450,652,000 | 451,754,000 | 435,764,000 |
| Total loans | 368,657,000 | 371,606,000 | 358,095,000 | 365,405,000 |
| Allowance for loan losses | 3,193,000 | 3,378,000 | 4,296,000 | 4,350,000 |
| Securities available for sale | 37,712,000 | 26,809,000 | 26,156,000 | 26,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,478,000 | 397,678,000 | 400,646,000 | 374,386,000 |
| Interest-bearing deposits | 333,324,000 | 327,831,000 | 328,752,000 | 303,439,000 |
| Noninterest-bearing deposits | 70,154,000 | 69,847,000 | 71,894,000 | 70,947,000 |
| Equity capital | 38,763,000 | 40,648,000 | 48,428,000 | 49,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,943,000 | 10,286,000 | 15,859,000 | 21,326,000 |
| Interest expense | 2,061,000 | 4,552,000 | 7,443,000 | 10,405,000 |
| Net interest income | 2,882,000 | 5,734,000 | 8,416,000 | 10,921,000 |
| Noninterest income | 251,000 | 573,000 | 3,379,000 | 4,051,000 |
| Noninterest expense | 2,602,000 | 5,147,000 | 7,990,000 | 10,742,000 |
| Provision for loan losses | 48,000 | 233,000 | 1,126,000 | 1,180,000 |
| Pretax income | 465,000 | 1,019,000 | 2,992,000 | 3,367,000 |
| Income tax | 102,000 | 222,000 | 714,000 | 788,000 |
| Net income | 363,000 | 797,000 | 2,278,000 | 2,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,011,000 | 43,312,000 | 51,314,000 | 51,584,000 |
| Total capital | 44,719,000 | 47,095,000 | 55,794,000 | 56,114,000 |
| Risk-weighted assets | 405,126,000 | 409,081,000 | 398,082,000 | 404,199,000 |