Call reports 2022
BANK3 — 2022
What BANK3 reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 405,605,000 | 419,057,000 | 435,880,000 | 444,357,000 |
| Total loans | 321,584,000 | 337,802,000 | 355,036,000 | 358,980,000 |
| Allowance for loan losses | 3,442,000 | 3,493,000 | 3,598,000 | 3,642,000 |
| Securities available for sale | 26,297,000 | 39,994,000 | 38,144,000 | 37,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,064,000 | 379,784,000 | 382,655,000 | 386,499,000 |
| Interest-bearing deposits | 292,787,000 | 301,490,000 | 308,087,000 | 315,659,000 |
| Noninterest-bearing deposits | 73,277,000 | 78,294,000 | 74,568,000 | 70,840,000 |
| Equity capital | 37,645,000 | 37,608,000 | 37,423,000 | 38,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,520,000 | 10,612,000 | 15,355,000 |
| Interest expense | 415,000 | 867,000 | 1,580,000 | 3,074,000 |
| Net interest income | 2,706,000 | 5,653,000 | 9,032,000 | 12,281,000 |
| Noninterest income | 465,000 | 1,017,000 | 1,319,000 | 1,560,000 |
| Noninterest expense | 2,551,000 | 4,992,000 | 7,439,000 | 10,057,000 |
| Provision for loan losses | -54,000 | -3,000 | 149,000 | 193,000 |
| Pretax income | 674,000 | 1,681,000 | 2,763,000 | 3,591,000 |
| Income tax | 163,000 | 413,000 | 664,000 | 885,000 |
| Net income | 511,000 | 1,268,000 | 2,099,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,284,000 | 38,998,000 | 39,786,000 | 40,647,000 |
| Total capital | 41,726,000 | 42,491,000 | 43,384,000 | 44,289,000 |
| Risk-weighted assets | 369,846,000 | 387,316,000 | 415,996,000 | 407,936,000 |