Call reports 2020
BANK3 — 2020
What BANK3 reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 255,565,000 | 303,932,000 | 337,311,000 | 336,672,000 |
| Total loans | 195,538,000 | 236,062,000 | 255,790,000 | 260,954,000 |
| Allowance for loan losses | 2,243,000 | 2,740,000 | 2,908,000 | 3,100,000 |
| Securities available for sale | 26,859,000 | 26,717,000 | 24,189,000 | 29,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,318,000 | 254,844,000 | 300,705,000 | 293,516,000 |
| Interest-bearing deposits | 178,819,000 | 201,251,000 | 250,725,000 | 243,844,000 |
| Noninterest-bearing deposits | 33,499,000 | 53,593,000 | 49,980,000 | 49,672,000 |
| Equity capital | 30,735,000 | 31,239,000 | 31,260,000 | 31,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 6,174,000 | 8,653,000 | 11,162,000 |
| Interest expense | 740,000 | 1,378,000 | 1,978,000 | 2,527,000 |
| Net interest income | 1,622,000 | 4,796,000 | 6,675,000 | 8,635,000 |
| Noninterest income | 75,000 | 273,000 | 724,000 | 1,328,000 |
| Noninterest expense | 1,667,000 | 3,565,000 | 5,638,000 | 7,948,000 |
| Provision for loan losses | 204,000 | 703,000 | 871,000 | 1,063,000 |
| Pretax income | -30,000 | 945,000 | 1,034,000 | 1,096,000 |
| Income tax | -952,000 | -708,000 | -698,000 | -697,000 |
| Net income | 922,000 | 1,653,000 | 1,732,000 | 1,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,050,000 | 30,700,000 | 30,701,000 | 30,345,000 |