Call reports 2019
BANK3 — 2019
What BANK3 reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 209,990,000 | 215,963,000 | 230,706,000 | 225,242,000 |
| Total loans | 163,924,000 | 168,412,000 | 176,305,000 | 176,454,000 |
| Allowance for loan losses | 2,046,000 | 2,109,000 | 2,207,000 | 2,039,000 |
| Securities available for sale | 25,324,000 | 25,154,000 | 26,762,000 | 27,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,700,000 | 191,319,000 | 192,628,000 | 186,902,000 |
| Interest-bearing deposits | 162,533,000 | 164,959,000 | 165,995,000 | 157,886,000 |
| Noninterest-bearing deposits | 24,167,000 | 26,360,000 | 26,633,000 | 29,016,000 |
| Equity capital | 22,013,000 | 23,103,000 | 29,330,000 | 29,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,441,000 | 6,813,000 | 9,194,000 |
| Interest expense | 646,000 | 1,419,000 | 2,205,000 | 2,972,000 |
| Net interest income | 1,503,000 | 3,022,000 | 4,608,000 | 6,222,000 |
| Noninterest income | 109,000 | 231,000 | 297,000 | 390,000 |
| Noninterest expense | 1,372,000 | 2,825,000 | 4,253,000 | 5,896,000 |
| Provision for loan losses | 200,000 | 263,000 | 361,000 | 193,000 |
| Pretax income | 40,000 | 122,000 | 248,000 | 500,000 |
| Income tax | 0 | -535,000 | -578,000 | -519,000 |
| Net income | 40,000 | 657,000 | 826,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,270,000 | 22,909,000 | 29,098,000 | 29,210,000 |
| Total capital | 24,316,000 | 25,018,000 | 31,305,000 | 31,249,000 |
| Risk-weighted assets | 185,500,000 | 189,712,000 | 198,846,000 | 204,206,000 |