Call reports 2015
BANK3 — 2015
What BANK3 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 12,643,000 | 12,076,000 | 10,724,000 | 10,837,000 |
| Total loans | 2,854,000 | 2,714,000 | 2,325,000 | 1,966,000 |
| Allowance for loan losses | 59,000 | 52,000 | 55,000 | 57,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,799,000 | 3,799,000 | 3,799,000 | 3,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,733,000 | 10,196,000 | 9,235,000 | 9,492,000 |
| Interest-bearing deposits | 8,932,000 | 8,436,000 | 7,320,000 | 7,419,000 |
| Noninterest-bearing deposits | 1,801,000 | 1,760,000 | 1,915,000 | 2,073,000 |
| Equity capital | 1,901,000 | 1,871,000 | 1,479,000 | 1,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 79,000 | 137,000 | 206,000 | 266,000 |
| Interest expense | 9,000 | 19,000 | 28,000 | 36,000 |
| Net interest income | 70,000 | 118,000 | 178,000 | 230,000 |
| Noninterest income | 6,000 | 10,000 | 15,000 | 18,000 |
| Noninterest expense | 94,000 | 176,000 | 542,000 | 739,000 |
| Provision for loan losses | 0 | 0 | 91,000 | 91,000 |
| Pretax income | -18,000 | -48,000 | -440,000 | -582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -18,000 | -48,000 | -440,000 | -582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,901,000 | 1,871,000 | 1,479,000 | 1,337,000 |
| Total capital | 1,958,000 | 1,919,000 | 1,520,000 | 1,375,000 |
| Risk-weighted assets | 4,544,000 | 3,830,000 | 3,251,000 | 3,043,000 |