Call reports 2009
BANK3 — 2009
What BANK3 reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 10,904,000 | 10,914,000 | 10,739,000 | 11,552,000 |
| Total loans | 4,271,000 | 4,037,000 | 4,179,000 | 3,951,000 |
| Allowance for loan losses | 108,000 | 108,000 | 108,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,492,000 | 4,193,000 | 3,992,000 | 4,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,787,000 | 8,797,000 | 8,622,000 | 9,455,000 |
| Interest-bearing deposits | 7,622,000 | 7,712,000 | 7,502,000 | 7,748,000 |
| Noninterest-bearing deposits | 1,165,000 | 1,085,000 | 1,120,000 | 1,707,000 |
| Equity capital | 2,095,000 | 2,095,000 | 2,090,000 | 2,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 240,000 | 348,000 | 452,000 |
| Interest expense | 33,000 | 63,000 | 92,000 | 119,000 |
| Net interest income | 93,000 | 177,000 | 256,000 | 333,000 |
| Noninterest income | 10,000 | 21,000 | 33,000 | 40,000 |
| Noninterest expense | 99,000 | 193,000 | 291,000 | 399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,000 | 5,000 | -2,000 | -26,000 |
| Income tax | 1,000 | 2,000 | 0 | 0 |
| Net income | 3,000 | 3,000 | -2,000 | -26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,095,000 | 2,095,000 | 2,090,000 | 2,067,000 |
| Total capital | 2,159,000 | 2,158,000 | 2,154,000 | 2,131,000 |
| Risk-weighted assets | 5,100,000 | 4,969,000 | 5,130,000 | 5,062,000 |