Call reports 2007
BANK3 — 2007
What BANK3 reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 11,636,000 | 11,875,000 | 11,624,000 | 11,728,000 |
| Total loans | 5,294,000 | 5,467,000 | 5,184,000 | 5,085,000 |
| Allowance for loan losses | 108,000 | 108,000 | 108,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,299,000 | 4,499,000 | 4,197,000 | 3,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,493,000 | 9,712,000 | 9,428,000 | 9,601,000 |
| Interest-bearing deposits | 8,335,000 | 8,194,000 | 7,892,000 | 8,074,000 |
| Noninterest-bearing deposits | 1,158,000 | 1,518,000 | 1,536,000 | 1,527,000 |
| Equity capital | 2,097,000 | 2,116,000 | 2,142,000 | 2,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 340,000 | 513,000 | 681,000 |
| Interest expense | 49,000 | 99,000 | 150,000 | 201,000 |
| Net interest income | 120,000 | 241,000 | 363,000 | 480,000 |
| Noninterest income | 11,000 | 20,000 | 30,000 | 39,000 |
| Noninterest expense | 103,000 | 206,000 | 306,000 | 420,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 55,000 | 87,000 | 99,000 |
| Income tax | 6,000 | 13,000 | 19,000 | 22,000 |
| Net income | 22,000 | 42,000 | 68,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,097,000 | 2,116,000 | 2,142,000 | 2,092,000 |
| Total capital | 2,168,000 | 2,189,000 | 2,213,000 | 2,162,000 |
| Risk-weighted assets | 5,626,000 | 5,826,000 | 5,612,000 | 5,594,000 |