Call reports 2006
BANK3 — 2006
What BANK3 reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 11,861,000 | 11,799,000 | 11,763,000 | 12,134,000 |
| Total loans | 5,444,000 | 5,675,000 | 5,679,000 | 5,502,000 |
| Allowance for loan losses | 107,000 | 108,000 | 108,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,908,000 | 4,908,000 | 4,109,000 | 4,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,760,000 | 9,673,000 | 9,611,000 | 10,006,000 |
| Interest-bearing deposits | 8,647,000 | 8,438,000 | 8,097,000 | 8,534,000 |
| Noninterest-bearing deposits | 1,113,000 | 1,235,000 | 1,514,000 | 1,472,000 |
| Equity capital | 2,067,000 | 2,088,000 | 2,114,000 | 2,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 144,000 | 298,000 | 458,000 | 620,000 |
| Interest expense | 37,000 | 77,000 | 119,000 | 165,000 |
| Net interest income | 107,000 | 221,000 | 339,000 | 455,000 |
| Noninterest income | 13,000 | 21,000 | 32,000 | 41,000 |
| Noninterest expense | 97,000 | 193,000 | 290,000 | 395,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 49,000 | 81,000 | 101,000 |
| Income tax | 5,000 | 10,000 | 16,000 | 23,000 |
| Net income | 18,000 | 39,000 | 65,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,067,000 | 2,088,000 | 2,114,000 | 2,075,000 |
| Total capital | 2,141,000 | 2,164,000 | 2,191,000 | 2,149,000 |
| Risk-weighted assets | 5,862,000 | 6,037,000 | 6,090,000 | 5,919,000 |