Call reports 2004
BANK3 — 2004
What BANK3 reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 13,661,000 | 13,508,000 | 13,317,000 | 12,973,000 |
| Total loans | 5,493,000 | 5,973,000 | 5,611,000 | 5,692,000 |
| Allowance for loan losses | 106,000 | 107,000 | 103,000 | 106,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,655,000 | 5,705,000 | 5,105,000 | 4,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,615,000 | 11,431,000 | 11,204,000 | 10,918,000 |
| Interest-bearing deposits | 10,588,000 | 10,357,000 | 10,015,000 | 9,737,000 |
| Noninterest-bearing deposits | 1,027,000 | 1,074,000 | 1,189,000 | 1,181,000 |
| Equity capital | 2,019,000 | 2,043,000 | 2,069,000 | 2,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 275,000 | 413,000 | 550,000 |
| Interest expense | 28,000 | 55,000 | 81,000 | 109,000 |
| Net interest income | 108,000 | 220,000 | 332,000 | 441,000 |
| Noninterest income | 14,000 | 24,000 | 37,000 | 48,000 |
| Noninterest expense | 100,000 | 193,000 | 285,000 | 395,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 22,000 | 51,000 | 84,000 | 90,000 |
| Income tax | 3,000 | 8,000 | 15,000 | 19,000 |
| Net income | 19,000 | 43,000 | 69,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,019,000 | 2,043,000 | 2,069,000 | 2,019,000 |
| Total capital | 2,094,000 | 2,122,000 | 2,146,000 | 2,095,000 |
| Risk-weighted assets | 6,000,000 | 6,264,000 | 6,102,000 | 6,047,000 |