Call reports 2026
STATE BANK OF BEMENT — 2026
What STATE BANK OF BEMENT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 185,141,000 | 185,573,000 |
| Total loans | 110,265,000 | 109,332,000 |
| Allowance for loan losses | 1,064,000 | 1,239,000 |
| Securities available for sale | 43,158,000 | 46,618,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 165,833,000 | 165,916,000 |
| Interest-bearing deposits | 130,492,000 | 31,452,000 |
| Noninterest-bearing deposits | 35,341,000 | 134,464,000 |
| Equity capital | 18,255,000 | 18,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,256,000 | 4,576,000 |
| Interest expense | 593,000 | 1,177,000 |
| Net interest income | 1,663,000 | 3,399,000 |
| Noninterest income | 182,000 | 350,000 |
| Noninterest expense | 1,354,000 | 2,706,000 |
| Provision for loan losses | 80,000 | 252,000 |
| Pretax income | 411,000 | 791,000 |
| Income tax | 76,000 | 159,000 |
| Net income | 335,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,587,000 | 18,884,000 |