Call reports 2022
STATE BANK OF BEMENT — 2022
What STATE BANK OF BEMENT reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 128,816,000 | 193,742,000 | 163,656,000 | 168,230,000 |
| Total loans | 60,723,000 | 76,051,000 | 78,999,000 | 88,946,000 |
| Allowance for loan losses | 637,000 | 717,000 | 768,000 | 829,000 |
| Securities available for sale | 26,142,000 | 53,706,000 | 57,144,000 | 55,523,000 |
| Securities held to maturity | 815,000 | 815,000 | 815,000 | 645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,825,000 | 178,102,000 | 150,514,000 | 145,903,000 |
| Interest-bearing deposits | 86,224,000 | 142,107,000 | 112,604,000 | 111,422,000 |
| Noninterest-bearing deposits | 30,601,000 | 35,995,000 | 37,910,000 | 34,481,000 |
| Equity capital | 11,968,000 | 15,619,000 | 12,756,000 | 13,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 2,248,000 | 3,708,000 | 5,216,000 |
| Interest expense | 39,000 | 89,000 | 138,000 | 276,000 |
| Net interest income | 809,000 | 2,159,000 | 3,570,000 | 4,940,000 |
| Noninterest income | 151,000 | 352,000 | 536,000 | 791,000 |
| Noninterest expense | 900,000 | 2,260,000 | 3,435,000 | 4,681,000 |
| Provision for loan losses | 4,000 | 26,000 | 77,000 | 140,000 |
| Pretax income | 56,000 | 224,000 | 594,000 | 910,000 |
| Income tax | 3,000 | 24,000 | 99,000 | 146,000 |
| Net income | 53,000 | 200,000 | 495,000 | 764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,204,000 | 15,744,000 | 17,044,000 | 15,982,000 |