Call reports 2021
STATE BANK OF BEMENT — 2021
What STATE BANK OF BEMENT reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 123,015,000 | 140,131,000 | 126,340,000 | 123,282,000 |
| Total loans | 66,115,000 | 66,942,000 | 67,460,000 | 71,955,000 |
| Allowance for loan losses | 601,000 | 626,000 | 646,000 | 644,000 |
| Securities available for sale | 14,167,000 | 19,871,000 | 18,649,000 | 22,341,000 |
| Securities held to maturity | 1,697,000 | 1,696,000 | 1,695,000 | 1,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,947,000 | 121,815,000 | 107,813,000 | 105,697,000 |
| Interest-bearing deposits | 78,154,000 | 95,545,000 | 84,077,000 | 61,375,000 |
| Noninterest-bearing deposits | 27,793,000 | 26,270,000 | 23,736,000 | 44,322,000 |
| Equity capital | 12,695,000 | 12,872,000 | 13,011,000 | 12,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,836,000 | 2,991,000 | 3,998,000 |
| Interest expense | 49,000 | 96,000 | 137,000 | 176,000 |
| Net interest income | 896,000 | 1,740,000 | 2,854,000 | 3,822,000 |
| Noninterest income | 142,000 | 491,000 | 425,000 | 611,000 |
| Noninterest expense | 889,000 | 1,827,000 | 2,665,000 | 3,670,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 101,000 |
| Pretax income | 129,000 | 354,000 | 534,000 | 662,000 |
| Income tax | 14,000 | 61,000 | 97,000 | 122,000 |
| Net income | 115,000 | 293,000 | 437,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,501,000 | 12,680,000 | 12,824,000 | 12,152,000 |
| Total capital | — | 13,306,000 | — | — |
| Risk-weighted assets | — | 73,795,000 | — | — |