Call reports 2020
STATE BANK OF BEMENT — 2020
What STATE BANK OF BEMENT reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 99,368,000 | 109,798,000 | 119,910,000 | 115,317,000 |
| Total loans | 71,258,000 | 72,694,000 | 72,684,000 | 74,614,000 |
| Allowance for loan losses | 597,000 | 610,000 | 638,000 | 662,000 |
| Securities available for sale | 13,385,000 | 16,291,000 | 15,766,000 | 14,778,000 |
| Securities held to maturity | 2,824,000 | 2,823,000 | 2,822,000 | 2,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,586,000 | 92,538,000 | 102,495,000 | 98,297,000 |
| Interest-bearing deposits | 67,741,000 | 69,870,000 | 81,958,000 | 76,256,000 |
| Noninterest-bearing deposits | 18,845,000 | 22,668,000 | 20,537,000 | 22,041,000 |
| Equity capital | 12,516,000 | 12,693,000 | 12,833,000 | 12,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,078,000 | 3,058,000 | 4,060,000 |
| Interest expense | 162,000 | 305,000 | 409,000 | 466,000 |
| Net interest income | 920,000 | 1,773,000 | 2,649,000 | 3,594,000 |
| Noninterest income | 141,000 | 342,000 | 598,000 | 787,000 |
| Noninterest expense | 928,000 | 1,825,000 | 2,725,000 | 3,663,000 |
| Provision for loan losses | 13,000 | 29,000 | 59,000 | 89,000 |
| Pretax income | 120,000 | 261,000 | 463,000 | 629,000 |
| Income tax | 13,000 | 40,000 | 78,000 | 96,000 |
| Net income | 107,000 | 221,000 | 385,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,362,000 | 12,269,000 | 12,614,000 | 12,442,000 |