Call reports 2016

STATE BANK OF BEMENT — 2016

Name: STATE BANK OF BEMENT — FFIEC call report 2016
Creator: STATE BANK OF BEMENT

What STATE BANK OF BEMENT reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6054c6ed-1340-4b4e-8a6e-7f4331e204ca/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	83,147,000	81,821,000	85,637,000	85,456,000
Total loans	51,094,000	49,292,000	51,924,000	53,626,000
Allowance for loan losses	451,000	448,000	471,000	486,000
Securities available for sale	16,531,000	16,004,000	16,092,000	16,806,000
Securities held to maturity	8,153,000	7,612,000	7,607,000	6,672,000
Trading assets	0	0	0	0
Total deposits	68,841,000	68,305,000	70,478,000	70,559,000
Interest-bearing deposits	55,488,000	54,741,000	57,028,000	55,617,000
Noninterest-bearing deposits	13,353,000	13,564,000	13,450,000	14,942,000
Equity capital	12,068,000	12,219,000	12,332,000	11,940,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	818,000	1,614,000	2,445,000	3,282,000
Interest expense	25,000	49,000	73,000	99,000
Net interest income	793,000	1,565,000	2,372,000	3,183,000
Noninterest income	138,000	254,000	395,000	569,000
Noninterest expense	684,000	1,413,000	2,139,000	2,890,000
Provision for loan losses	30,000	56,000	81,000	87,000
Pretax income	217,000	350,000	547,000	775,000
Income tax	50,000	70,000	114,000	171,000
Net income	167,000	280,000	433,000	604,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	11,830,000	12,219,000	12,005,000	12,028,000
Total capital	12,281,000	12,667,000	12,476,000	12,514,000
Risk-weighted assets	61,259,000	58,898,000	62,007,000	65,626,000