Call reports 2010

STATE BANK OF BEMENT — 2010

Name: STATE BANK OF BEMENT — FFIEC call report 2010
Creator: STATE BANK OF BEMENT

What STATE BANK OF BEMENT reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6054c6ed-1340-4b4e-8a6e-7f4331e204ca/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	60,104,000	60,087,000	62,300,000	62,351,000
Total loans	41,389,000	42,526,000	40,904,000	42,822,000
Allowance for loan losses	383,000	449,000	469,000	509,000
Securities available for sale	1,702,000	934,000	1,235,000	1,243,000
Securities held to maturity	8,080,000	6,932,000	7,963,000	8,208,000
Trading assets	0	0	0	0
Total deposits	50,793,000	50,614,000	52,726,000	52,957,000
Interest-bearing deposits	44,616,000	44,778,000	43,292,000	45,947,000
Noninterest-bearing deposits	6,177,000	5,836,000	9,434,000	7,010,000
Equity capital	9,127,000	9,216,000	9,310,000	9,222,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	734,000	1,506,000	2,248,000	2,989,000
Interest expense	115,000	215,000	310,000	401,000
Net interest income	619,000	1,291,000	1,938,000	2,588,000
Noninterest income	119,000	221,000	324,000	512,000
Noninterest expense	582,000	1,169,000	1,771,000	2,401,000
Provision for loan losses	15,000	80,000	113,000	192,000
Pretax income	141,000	263,000	378,000	507,000
Income tax	34,000	61,000	83,000	110,000
Net income	107,000	202,000	295,000	397,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	9,098,000	9,193,000	9,286,000	9,208,000
Total capital	9,481,000	9,642,000	9,755,000	9,717,000
Risk-weighted assets	45,216,000	46,322,000	45,854,000	47,774,000