Call reports 2009

STATE BANK OF BEMENT — 2009

Name: STATE BANK OF BEMENT — FFIEC call report 2009
Creator: STATE BANK OF BEMENT

What STATE BANK OF BEMENT reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6054c6ed-1340-4b4e-8a6e-7f4331e204ca/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	57,938,000	58,580,000	58,641,000	61,474,000
Total loans	39,561,000	38,052,000	39,722,000	42,093,000
Allowance for loan losses	369,000	338,000	353,000	371,000
Securities available for sale	1,729,000	2,016,000	1,728,000	1,715,000
Securities held to maturity	9,481,000	8,137,000	8,431,000	7,735,000
Trading assets	0	0	0	0
Total deposits	48,720,000	49,252,000	49,263,000	52,256,000
Interest-bearing deposits	42,737,000	42,916,000	43,808,000	44,485,000
Noninterest-bearing deposits	5,983,000	6,336,000	5,455,000	7,771,000
Equity capital	8,965,000	9,021,000	9,099,000	9,027,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	730,000	1,466,000	2,160,000	2,946,000
Interest expense	172,000	343,000	504,000	646,000
Net interest income	558,000	1,123,000	1,656,000	2,300,000
Noninterest income	132,000	249,000	403,000	551,000
Noninterest expense	548,000	1,148,000	1,743,000	2,364,000
Provision for loan losses	9,000	24,000	39,000	80,000
Pretax income	133,000	200,000	277,000	407,000
Income tax	28,000	35,000	43,000	63,000
Net income	105,000	165,000	234,000	344,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	8,927,000	8,987,000	9,055,000	8,991,000
Total capital	9,296,000	9,325,000	9,408,000	9,362,000
Risk-weighted assets	43,523,000	42,481,000	43,722,000	46,107,000