Call reports 2008

STATE BANK OF BEMENT — 2008

Name: STATE BANK OF BEMENT — FFIEC call report 2008
Creator: STATE BANK OF BEMENT

What STATE BANK OF BEMENT reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6054c6ed-1340-4b4e-8a6e-7f4331e204ca/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	59,751,000	56,566,000	58,641,000	77,832,000
Total loans	33,241,000	35,113,000	38,359,000	41,400,000
Allowance for loan losses	350,000	353,000	360,000	360,000
Securities available for sale	1,894,000	1,686,000	1,690,000	1,733,000
Securities held to maturity	8,564,000	10,480,000	10,720,000	10,021,000
Trading assets	0	0	0	0
Total deposits	50,585,000	47,365,000	49,399,000	68,724,000
Interest-bearing deposits	42,925,000	41,753,000	43,838,000	61,198,000
Noninterest-bearing deposits	7,660,000	5,612,000	5,561,000	7,526,000
Equity capital	8,792,000	8,831,000	8,921,000	8,862,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	804,000	1,571,000	2,358,000	3,179,000
Interest expense	303,000	583,000	845,000	1,067,000
Net interest income	501,000	988,000	1,513,000	2,112,000
Noninterest income	134,000	263,000	413,000	562,000
Noninterest expense	516,000	1,040,000	1,601,000	2,179,000
Provision for loan losses	6,000	12,000	18,000	32,000
Pretax income	113,000	199,000	307,000	463,000
Income tax	24,000	40,000	62,000	96,000
Net income	89,000	159,000	245,000	367,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	8,755,000	8,825,000	8,911,000	8,822,000
Total capital	9,105,000	9,178,000	9,271,000	9,182,000
Risk-weighted assets	39,408,000	40,262,000	43,181,000	49,112,000