Call reports 2001
STATE BANK OF BEMENT — 2001
What STATE BANK OF BEMENT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,239,000 | 52,301,000 | 53,810,000 | 59,264,000 |
| Total loans | 26,692,000 | 28,304,000 | 30,514,000 | 31,744,000 |
| Allowance for loan losses | 340,000 | 340,000 | 340,000 | 354,000 |
| Securities available for sale | 1,665,000 | 1,913,000 | 1,723,000 | 297,000 |
| Securities held to maturity | 16,742,000 | 16,896,000 | 17,345,000 | 16,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,156,000 | 44,089,000 | 45,467,000 | 50,950,000 |
| Interest-bearing deposits | 40,981,000 | 41,032,000 | 42,153,000 | 46,091,000 |
| Noninterest-bearing deposits | 3,175,000 | 3,057,000 | 3,314,000 | 4,859,000 |
| Equity capital | 7,644,000 | 7,750,000 | 7,888,000 | 7,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,836,000 | 2,752,000 | 3,655,000 |
| Interest expense | 478,000 | 956,000 | 1,408,000 | 1,792,000 |
| Net interest income | 447,000 | 880,000 | 1,344,000 | 1,863,000 |
| Noninterest income | 78,000 | 154,000 | 240,000 | 354,000 |
| Noninterest expense | 359,000 | 727,000 | 1,095,000 | 1,500,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 166,000 | 307,000 | 489,000 | 699,000 |
| Income tax | 48,000 | 81,000 | 131,000 | 195,000 |
| Net income | 118,000 | 226,000 | 358,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,621,000 | 7,735,000 | 7,867,000 | 7,958,000 |
| Total capital | 7,961,000 | 8,075,000 | 8,207,000 | 8,312,000 |
| Risk-weighted assets | 30,631,000 | 31,859,000 | 33,738,000 | 35,719,000 |