Call reports 2024
ONE FLORIDA BANK — 2024
What ONE FLORIDA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,698,887,000 | 1,792,476,000 | 1,812,749,000 | 1,833,147,000 |
| Total loans | 1,319,480,000 | 1,317,792,000 | 1,373,546,000 | 1,499,429,000 |
| Allowance for loan losses | 10,850,000 | 10,787,000 | 11,331,000 | 12,511,000 |
| Securities available for sale | 105,128,000 | 93,240,000 | 84,370,000 | 79,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,532,825,000 | 1,623,507,000 | 1,636,317,000 | 1,646,905,000 |
| Interest-bearing deposits | 1,132,354,000 | 1,239,753,000 | 1,270,433,000 | 1,284,914,000 |
| Noninterest-bearing deposits | 400,471,000 | 383,754,000 | 365,884,000 | 361,991,000 |
| Equity capital | 141,751,000 | 146,519,000 | 152,869,000 | 162,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 22,748,000 | 47,007,000 | 73,443,000 | 100,061,000 |
| Interest expense | 10,761,000 | 22,203,000 | 35,164,000 | 46,738,000 |
| Net interest income | 11,987,000 | 24,804,000 | 38,279,000 | 53,323,000 |
| Noninterest income | 426,000 | 1,025,000 | 1,560,000 | 2,026,000 |
| Noninterest expense | 8,003,000 | 15,640,000 | 23,778,000 | 32,196,000 |
| Provision for loan losses | 386,000 | 323,000 | 867,000 | 2,187,000 |
| Pretax income | 3,966,000 | 9,768,000 | 15,186,000 | 20,952,000 |
| Income tax | 1,051,000 | 2,589,000 | 4,024,000 | 5,552,000 |
| Net income | 2,915,000 | 7,179,000 | 11,162,000 | 15,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,815,000 | 157,155,000 | 161,212,000 | 172,430,000 |
| Total capital | 163,881,000 | 168,198,000 | 172,709,000 | 185,113,000 |
| Risk-weighted assets | 1,531,781,000 | 1,540,629,000 | 1,589,321,000 | 1,758,321,000 |