Call reports 2023
ONE FLORIDA BANK — 2023
What ONE FLORIDA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,576,070,000 | 1,547,417,000 | 1,617,055,000 | 1,578,215,000 |
| Total loans | 1,105,578,000 | 1,181,244,000 | 1,199,926,000 | 1,278,534,000 |
| Allowance for loan losses | 9,392,000 | 10,053,000 | 9,803,000 | 10,464,000 |
| Securities available for sale | 139,035,000 | 134,765,000 | 125,473,000 | 127,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,442,506,000 | 1,410,688,000 | 1,462,887,000 | 1,416,443,000 |
| Interest-bearing deposits | 1,018,800,000 | 1,001,736,000 | 1,071,836,000 | 1,060,277,000 |
| Noninterest-bearing deposits | 423,706,000 | 408,952,000 | 391,051,000 | 356,166,000 |
| Equity capital | 122,251,000 | 127,842,000 | 130,742,000 | 139,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 17,090,000 | 36,378,000 | 57,600,000 | 79,757,000 |
| Interest expense | 5,686,000 | 12,906,000 | 22,081,000 | 32,210,000 |
| Net interest income | 11,404,000 | 23,472,000 | 35,519,000 | 47,547,000 |
| Noninterest income | 309,000 | 654,000 | 1,112,000 | 1,475,000 |
| Noninterest expense | 7,447,000 | 14,864,000 | 22,412,000 | 30,066,000 |
| Provision for loan losses | -403,000 | 286,000 | 553,000 | 1,214,000 |
| Pretax income | 4,320,000 | 8,752,000 | 13,460,000 | 17,584,000 |
| Income tax | 1,145,000 | 2,319,000 | 3,450,000 | 4,469,000 |
| Net income | 3,175,000 | 6,433,000 | 10,010,000 | 13,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,158,000 | 139,488,000 | 144,144,000 | 149,825,000 |
| Total capital | 141,899,000 | 149,765,000 | 154,153,000 | 160,447,000 |
| Risk-weighted assets | 1,309,233,000 | 1,409,535,000 | 1,432,940,000 | 1,486,919,000 |