Call reports 2022
ONE FLORIDA BANK — 2022
What ONE FLORIDA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,385,269,000 | 1,411,301,000 | 1,422,606,000 | 1,428,073,000 |
| Total loans | 879,518,000 | 916,281,000 | 985,885,000 | 1,046,404,000 |
| Allowance for loan losses | 8,784,000 | 9,171,000 | 9,871,000 | 9,795,000 |
| Securities available for sale | 123,718,000 | 120,405,000 | 146,128,000 | 149,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,270,756,000 | 1,295,934,000 | 1,304,614,000 | 1,298,972,000 |
| Interest-bearing deposits | 849,768,000 | 836,461,000 | 845,137,000 | 884,006,000 |
| Noninterest-bearing deposits | 420,988,000 | 459,473,000 | 459,477,000 | 414,966,000 |
| Equity capital | 109,068,000 | 108,575,000 | 108,389,000 | 117,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,107,000 | 21,102,000 | 34,438,000 | 50,232,000 |
| Interest expense | 744,000 | 1,526,000 | 3,439,000 | 7,641,000 |
| Net interest income | 9,363,000 | 19,576,000 | 30,999,000 | 42,591,000 |
| Noninterest income | 384,000 | 1,038,000 | 1,389,000 | 1,809,000 |
| Noninterest expense | 6,215,000 | 12,438,000 | 19,383,000 | 26,488,000 |
| Provision for loan losses | 260,000 | 647,000 | 1,347,000 | 1,271,000 |
| Pretax income | 3,272,000 | 7,529,000 | 11,658,000 | 16,641,000 |
| Income tax | 867,000 | 1,995,000 | 3,089,000 | 4,410,000 |
| Net income | 2,405,000 | 5,534,000 | 8,569,000 | 12,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,880,000 | 117,075,000 | 120,182,000 | 128,908,000 |
| Total capital | 122,664,000 | 126,246,000 | 130,053,000 | 138,703,000 |
| Risk-weighted assets | 1,055,707,000 | 1,097,909,000 | 1,181,211,000 | 1,235,422,000 |