Call reports 2021
ONE FLORIDA BANK — 2021
What ONE FLORIDA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 973,123,000 | 1,090,805,000 | 1,142,816,000 | 1,370,119,000 |
| Total loans | 670,602,000 | 749,197,000 | 826,285,000 | 867,122,000 |
| Allowance for loan losses | 5,896,000 | 6,896,000 | 7,844,000 | 8,524,000 |
| Securities available for sale | 62,917,000 | 61,617,000 | 68,344,000 | 87,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 863,335,000 | 981,112,000 | 1,031,904,000 | 1,253,834,000 |
| Interest-bearing deposits | 586,377,000 | 627,373,000 | 658,102,000 | 842,581,000 |
| Noninterest-bearing deposits | 276,958,000 | 353,739,000 | 373,802,000 | 411,253,000 |
| Equity capital | 103,835,000 | 106,100,000 | 107,439,000 | 110,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,385,000 | 15,581,000 | 24,453,000 | 34,196,000 |
| Interest expense | 622,000 | 1,255,000 | 1,903,000 | 2,680,000 |
| Net interest income | 6,763,000 | 14,326,000 | 22,550,000 | 31,516,000 |
| Noninterest income | 380,000 | 993,000 | 1,354,000 | 1,880,000 |
| Noninterest expense | 5,097,000 | 10,284,000 | 16,530,000 | 23,108,000 |
| Provision for loan losses | 480,000 | 1,478,000 | 2,426,000 | 3,106,000 |
| Pretax income | 1,566,000 | 3,557,000 | 4,948,000 | 7,182,000 |
| Income tax | 0 | 0 | 0 | -1,284,000 |
| Net income | 1,566,000 | 3,557,000 | 4,948,000 | 8,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,397,000 | 106,422,000 | 107,848,000 | 111,413,000 |
| Total capital | 110,293,000 | 113,318,000 | 115,692,000 | 119,937,000 |
| Risk-weighted assets | 706,763,000 | 800,192,000 | 923,167,000 | 1,011,800,000 |